Ohio's offense exploded in the second half to secure a 24-7 victory over Toledo in Week 13, covering the -1.5 spread. The Bobcats were held scoreless through the first half before erupting for seven points in the third quarter and 17 in the fourth.

Toledo struck first with a touchdown in the second quarter to take a 7-0 lead. However, Ohio's defense created a critical turnover in the third period when Parker Navarro's pass was intercepted by Maxen Hook and returned for five yards.

The fourth quarter belonged entirely to Ohio. Navarro orchestrated a dominant drive, capped by a two-yard touchdown run by Navarro with the extra point kicked by Gianni Spetic. Defensively, Ohio stifled Toledo's late efforts to mount any comeback.

Mason Williams led Ohio's rushing attack with seven yards, while Toledo's John Alan Richter completed 37 passes and Thomas Zsiros caught nine receptions for the Rockets. The game stayed under the 45-point over/under, finishing well below expectations.